Commercial Loan Officer

Management Recruiters International Inc. (MRINetwork) is a leading executive search and recruiting organization with more than 700 offices in 40 countries worldwide. Each year, Management Recruiters places 45,000 candidates with our clients.

A mid sized bank in your area is looking to add an experienced Commercial Lender to their team. This individual will serve a variety of small business loans both secured and unsecured. They will need to have decision making skills and the ability to make recommendations to a higher authority. The right individual will have a credit analysis and underwriting background.

* Initiates contact with potential commercial accounts and solicits their relationship. Interviews applicants to develop information concerning their business, needs, desires, abilities and earnings to determine whether a loan may be an acceptable risk. Gives financial advice and counsel to customers and prospective customers. * Inquires on existing commercial accounts, maintains relationships * Develops new business and increase or retain existing business. * Manages the entire banking relationship for a portfolio of commercial accounts. * Collects information, analyzes, underwrites, approves/disapproves, negotiates terms and conditions, prepares credit proposals, recommends documentation and disbursement instructions for new and renewed loan requests. * Monitors the performance of the borrower during the relationship, including payments, Borrowing Base Certificates, financial statements, tax returns, insurance * Coordinates with Loan Review and Credit Analysis Manager establishing the risk rating for borrowers including recommendations for a downgrade outside of the review cycle * Has the ultimate responsibility for their portfolio * Maintains a presence and promotes the Bank within the community

* Bachelor's Degree **Job Requirements** * 5 years experience in the finance industry * Current commercial or ag portfolio * Bachelor's degree in Finance or a related field * Strong business development mindset