Senior Credit Analyst

Leprino Foods’ history dates to over 65 years ago, when the Leprino family first started making small batches of mozzarella for local markets and eateries in Denver. We’ve grown a bit since then. Today, we are the largest manufacturer of mozzarella and lactose in the world, and a leading producer of whey protein. Still owned by the Leprino family, we’ve set our sights to become the “World’s Best Dairy Food and Ingredient Company.”

* Actively manage customer portfolio risk for over limits and deteriorating accounts; conduct credit reviews, including financial statement analysis, and makes recommendations on credit limits and payment terms; conduct research using industry data and customer ratios to assess credit quality, risk and probable default; review and advise Global Trade Finance Manager of overall portfolio status and review medium to high risk customers on monthly basis or sooner if needed. * Gather, establish and maintain integrity of the data captured in SAP (business partner) and financial statement scoring models. * Develop and implement exception reporting to assist with the management of credit risk. Provide support in the design, implementation and analysis of ad hoc requests for credit related portfolio data. * Audit contracts for export shipments to ensure compliance with payment terms and incoterms; audit and approve issuance of letters of credit for potential discrepancies and resolve with customer and /or issuing bank; audit document presentation for letters of credit and cash against documents prior to expiry. * Support the international sales team by applying and communicating knowledge of the U.S. export and international requirements to accurately perform operational tasks; identify synergies and ensure best practices are followed in all processes and procedures; navigate ever-changing international trade laws, regulations and programs that impact credit risk; ensure understanding and involvement with other teams that impact credit risk to be able to provide a full picture of credit risk to the Collections and Business leadership teams.

* 4+ years’ experience in a combination of credit analysis or finance and international business / export. * Bachelor of Science degree in Accounting, Finance, Business Administration, or International Business. * Advanced knowledge of financial analysis in order to interpret financial reporting including but not limited to balance sheet, income statement, cash flow statement, notes to financial statements. * Advanced knowledge of economics and financial theory with application to various business scenarios. * Advanced ability to interpret various financial reporting sources such as Seafax, D&B, etc. * Intermediate ability within collections and utilizing various techniques to convert accounts receivable into cash flow. * Advanced knowledge of Incoterms and related payment vehicles – Letter of Credit, Cash Against Documents, etc. * Intermediate to Advanced Microsoft Office (PowerPoint, Word, Excel) skillset. * National Association of Credit Management (NACM) certification desired - Credit Business Associate, Credit Business Fellow. * International Credit and Trade Finance (ICTF) certification desired - Registered Global Credit Professional. * Major ERP system experience - SAP (preferred), Oracle.