Home Direct Fulfillment Processor

BOK Financial (BOKF), Headquartered in Tulsa, Oklahoma, BOK Financial Corporation (NASDAQ: BOKF) is a top 25 U.S.-based financial services holding company with operations in ten states – Oklahoma, Texas, Arkansas, Arizona, Colorado, Kansas/Missouri, New Mexico, Nebraska and Wisconsin. The company began more than 100 years ago in Tulsa and has successfully diversified into a variety of industries, businesses and geographies.

The Home Direct Fulfillment Processor I is a member of the HD Centralized Fulfillment Team within the Home Direct Division of BOK Financial Mortgage. The primary responsibility of this position is processing loan disclosures, re-disclosures, and initial loan setup. The responsibility of the team is to provide timely and accurate disclosures, which ensures that we are within RESPA compliance guidelines and tolerance levels. Flood Insurance approval is required with a zero tolerance level for inaccuracy. Extensive RESPA/Reg Z and Flood Insurance requirement knowledge is required, including a significant level of reasoning, decision making and discernment.

- Responsible for Ordering Appraisals, Title Insurance, and Flood Certificates on 100% of HD files. - Responsible for reviewing loan documents and data prior to initial underwriting submission. Ensure files are submitted in accordance with the HD QA process. - Prepare/disclose timely and accurately all necessary forms and disclosures. Reviews documents carefully to ensure regulatory compliance. - The purpose of the HD Centralized Fulfillment Team is to provide consistent, standard, and accurate information for the HD Sales team pertaining to initial disclosures and re-disclosures. Responsibilities include monitoring Net O pipeline views for file selection, reviewing the loan for documentation, and regulatory guidelines. - Audit rate pricing to ensure desired margin is accurate at the time of disclosure. - Validates all data in system pertaining to disclosures, re-disclosures and flood insurance. - Conducts regular follow up with internal/external sources for outstanding documents. - Work with the HD Manager in identifying areas of risk and make recommendations of policies and procedures on operational improvements, processes for compliance, quality control and any additional training essential to mitigate risk. Seek ways to assist the Bank in strengthening controls, remain compliant and improve efficiency. * Will assist in planning and administering corrective action responses to the Quality Control department.

- Extensive knowledge of residential lending practices and procedures and compliance regulations - Understanding of processing, underwriting and closing procedures - Excellent analytical and problem solving abilities. Must be able to analyze, compile data and present reports to management - Extensive knowledge of regulatory guideline including but not limited to RESPA, REG Z, and Flood Insurance requirements - Proficient PC skills including word processing and spreadsheet applications - Excellent interpersonal skills including oral and written communication skills and customer relations skills with leadership ability - Good understanding of basic accounting principles - Good organizational skills with the ability to handle multiple tasks simultaneously in a competent and professional manner - Ability to discern misrepresentation and fraud - Self motivated with attention to detail. * This level of knowledge is normally acquired through completion of an Associate’s Degree in a business related field and 2-4 years mortgage loan production experience; or 10-11 years related experience in mortgage loan production.