BSA / Investigations Manager

Prosper is America’s first peer-to-peer lending marketplace, with more than 2 million members and over $5 billion in funded loans. Prosper allows people to invest in each other in a way that is financially and socially rewarding. On Prosper, borrowers list loan requests between $2,000 and $35,000 and individual lenders invest as little as $25 in each loan listing they select. Prosper handles the servicing of the loan on behalf of the matched borrowers and investors.

We are seeking an experienced Manager to oversee and actively manage our Fraud Investigations, BSA, and AML processes within the Risk Operations Team. An ideal candidate would possess the ability to successfully manage and enhance existing processes to detect, investigate, and prevent criminal and/or suspicious activity. In addition, this position will work closely with our compliance team to ensure regulatory reporting requirements are met, to include SAR, OFAC, and FINCEN filings. In addition, a successful candidate will have the following expertise: work independently, proven track record in a multi-dimensional and highly changing corporate environment, advanced communication, writing, and presentation skills, detail-oriented, organized, and an overall team player.

* Maintain and enhance existing department policies and procedures, to ensure up to date information and accuracy within the Verification and Verification Services Departments. * Develop new procedures and/or policies, as directed. * Complete SAR, OFAC, and FINCEN filings, in accordance with regulatory guidelines. * Develop, implement, and continually improve a system to identify potentially fraudulent practices that merit investigation independent of internal or external referrals. * Maintain an organized approach to individual case management, which requires the gathering of facts, overall analysis, and hands-on development of individual investigations. * Identify and investigate criminal and/or suspicious activity for lenders and borrowers. * Work cross-functionally with internal teams to collect and analyze data on individual cases. * Produce timely investigative reports and present findings/recommendations to management for appropriate case disposition. * Work to develop and maintain relationships with local and federal authorities for joint collaboration on fraud investigation cases. * Develop and implement enhanced fraud reporting processes for partner financial institutions. * Work and partner with Legal and Compliance on BSA AML updates and unresolved fraud investigations; * Develop dashboard and performance metrics to summarize effective results. * Promote the Company’s culture by upholding the highest standards of collaboration, performance, and ethical conduct. * Take on additional processes, assignments, or tasks, as assigned.

* Required Education: BA/BS degree or higher in related field preferred. * At 3 years or more of department management experience. * At least 3 years or more of hands-on fraud investigations experience. * At least 5 or more years of work experience with BSA, AML, SAR, and OFAC. * Working knowledge of State and Federal Regulatory requirements. * Advanced verbal and written communication skills. * Detail-oriented, analytical, and highly organized. * Strong Project Management skills, with proven ability to prioritize work and multitask. * Ability to review and process complex and technical information. * Ability to perform analysis on functions, processes, and work flows to assist with efficiency gains. * Self-starter who is positive and able to thrive in a dynamic and fast-paced environment. * Proficient with Advanced Excel, Word, PowerPoint, Outlook, and Visio experience. **Preferred skills/experience** * Ability to work independently in an ever changing environment. * Strong positive and collaborative attitude. * Professional, proactive and solution-oriented. * Strategic-minded with a long term vision. * Strong Customer-oriented mentality. * Strong skills in Data Analytics. * Previous experience with developing and running Management meetings, a plus. * Able to be flexible and adaptable in an ever changing and growing environment.