Product Analyst

COUNTRY Financial serves about one million households and businesses throughout the United States. It offers a full range of financial products and services from auto, home and life insurance to retirement planning services, investment management and annuities.

COUNTRY Financial is seeking Product Analysts to join our National Product Management team for auto and home insurance. This role will research and analyze product performance within the assigned line of business and develop strategic recommendations to achieve profitability objectives.

* Drive the successful development of new products and the effective management and enhancement of existing products by making recommendations regarding product design, pricing, underwriting, agency management, distribution, claims and other processes. * Ensures overall goals for production and underwriting profitability are met by analyzing premium rates, loss experience and retention. * In conjunction with marketing, develops state or line(s) of business profit and growth strategies and translates business ideas and market opportunities into new product ideas by researching and maintaining awareness of all major competitors' current market positions (i.e., rates, service levels, financial positions and operating strategies), business directions, financial dynamics, and new technologies. * Communicates and coordinates key profit metrics by coordinating with the IT department to ensure proper implementation of rate revisions, new products, new product features, and other initiatives; develops working relationships with Accounting, Actuarial, Claims, Customer Service and IT.

**Required Qualifications:** * Bachelor's or Master’s degree and at least 2 years of product management or related experience OR at least 4 years of product management or related experience. * Demonstrates a sound knowledge of underwriting and rating rules, procedures, coverages, and regulations, preferably within the various product lines. * Experience with data analysis tools including MS Access, MS Excel, or equivalent. * Demonstrates excellent oral and written communication skills, including the ability to present small or large group presentations. * Possesses a well-developed detail orientation and excellent critical thinking, prioritization, organizational, and research skills. **Preferred Qualifications:** * Bachelor's or Master’s degree and at least 4 years of product management or related experience OR at least 6 years of product management or related experience. * Advanced analytical and problem solving skills. * Extensive experience with data analysis tools including MS Access, MS Excel, or equivalent. **Physical Requirements:** Work may extend beyond normal business hours as business needs dictate.