Underwriter

We provide the global commerce tools people need to build businesses, accept payments, and enable commerce for their users. It’s the simplest way to get paid for your great ideas -- across any device, and through almost any payment method. Merchants in more than 40 countries worldwide can accept, split, and enable payments in more than 130 currencies using Braintree.

We're looking for someone to join our team responsible for underwriting e-commerce merchants. The ideal candidate will have 1-2 years of merchant service work experience related to e-commerce underwriting and/or commercial lending. The ability to exercise sound judgment and be resourceful in all things is imperative to success as a Braintree Underwriter.

* Assess business model risk and determine credit exposure risk on new and existing merchants to determine appropriate course of action * Analyze financial and bank statements to assess credit worthiness * Prepare persuasive underwriting packages as required * Assist Account Management and Sales with customer calls requiring explanation of specific internal credit policies and decisions related to those policies * Monitor and investigate merchants’ credit card processing activities using internal and external Risk monitoring tools * Answer internal and merchant inquiries regarding risk management issues * Stay current on merchant industry trends specific to the industries we support

* 1-2 years of merchant service work experience related to merchant underwriting and/or commercial lending * Solid financial statement analysis * Experience in preparing underwriting packages * A highly-curious individual who wants to get to the source of anything even the least bit fishy * A highly analytical team player who loves to evaluate degrees of financial risk * A top-notch inspector and investigator * An acute sense of right and wrong with the calculations to back it up * A candidate secure enough to be schooled in foosball and ping pong on a regular basis