Prohibited Businesses
The following categories of businesses and business practices are prohibited from using the DreamHire Service (“Prohibited Businesses”). Most Prohibited Business categories are imposed by Card Network rules or the requirements of our banking providers or processors. The types of businesses listed in the right column are representative, but not exhaustive. If you are uncertain as to whether your business is a Prohibited Business, or have questions about how these requirements apply to you, please contact us.
By registering for DreamHire, you are confirming that you will not use the Service in connection with the following businesses, business activities or business practices.
IP Infringement, regulated or illegal products and services
| Intellectual property or proprietary rights infringement | Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder; any product or service that directly infringes or facilitates infringement upon the trademark, patent, copyright, trade secrets, or proprietary or privacy rights of any third party; use of DreamHire intellectual property without express consent from DreamHire; use of the DreamHire name or logo including use of DreamHire trade or service marks inconsistent with the DreamHire Marks Usage Agreement, or in a manner that otherwise harms DreamHire or the DreamHire brand; any action that implies an untrue endorsement by or affiliation with DreamHire |
| Counterfeit or unauthorized goods | Unauthorized sale or resale of brand name or designer products or services; sale of goods or services that are illegally imported or exported |
| Gambling | Lotteries; bidding fee auctions; sports forecasting or odds making; fantasy sports leagues with cash prizes; internet gaming; contests; sweepstakes; games of chance |
| Regulated products and services | Marijuana dispensaries and related businesses; sale of tobacco, e-cigarettes, and e-liquid; online pharmacies; age restricted goods or services; weapons and munitions; gunpowder and other explosives; fireworks and related goods; toxic, flammable, and radioactive materials; products and services with varying legal status on a state-by-state basis |
| Adult content and services | Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features |
Unfair, predatory, or deceptive practices
| Get rich quick schemes | Investment opportunities or other services that promise high rewards |
| Mug shot publication or pay-to-remove sites | Platforms that facilitate the publication and removal of content (such as mug shots), where the primary purpose of posting such content is to cause or raise concerns of reputational harm |
| No-value-added services | Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers |
Products or services that are otherwise prohibited by our financial partners
| Aggregation | Engaging in any form of licensed or unlicensed aggregation of funds owed to third parties, factoring, or other activities intended to obfuscate the origin of funds |
| Drug paraphernalia | Any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs |
| High risk businesses | Bankruptcy lawyers; computer technical support; psychic services; travel reservation services and clubs; airlines; cruises; timeshares; prepaid phone cards, phone services, and cell phones; telemarketing, telecommunications equipment and telephone sales; drop shipping; forwarding brokers; negative response marketing; credit card and identity theft protection; the use of credit to pay for lending services; any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies |
| Multi-level marketing | Pyramid schemes, network marketing, and referral marketing programs |
| Pseudo pharmaceuticals | Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body |
| Social media activity | Sale of Twitter followers, Facebook likes, YouTube views, and other forms of social media activity |
| Substances designed to mimic illegal drugs | Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom) |
| Video game or virtual world credits | Sale of in-game currency unless the merchant is the operator of the virtual world |
| Use of DreamHire in a manner inconsistent with its intended use or as expressly prohibited in the Terms of Service | Use of DreamHire principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information); processing where there is no bona fide good or service sold, or donation accepted; card testing; evasion of card network chargeback monitoring programs; sharing cardholder information with another merchant for payment cross-sell product or service |