Intellectual property or proprietary rights infringement
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Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder; any product or service that directly infringes or facilitates infringement upon the trademark, patent, copyright, trade secrets, or proprietary or privacy rights of any third party; use of DreamHire intellectual property without express consent from DreamHire; use of the DreamHire name or logo including use of DreamHire trade or service marks inconsistent with the DreamHire Marks Usage Agreement, or in a manner that otherwise harms DreamHire or the DreamHire brand; any action that implies an untrue endorsement by or affiliation with DreamHire
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Counterfeit or unauthorized goods
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Unauthorized sale or resale of brand name or designer products or services; sale of goods or services that are illegally imported or exported
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Gambling
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Lotteries; bidding fee auctions; sports forecasting or odds making; fantasy sports leagues with cash prizes; internet gaming; contests; sweepstakes; games of chance
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Regulated products and services
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Marijuana dispensaries and related businesses; sale of tobacco, e-cigarettes, and e-liquid; online pharmacies; age restricted goods or services; weapons and munitions; gunpowder and other explosives; fireworks and related goods; toxic, flammable, and radioactive materials; products and services with varying legal status on a state-by-state basis
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Adult content and services
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Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features
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Aggregation
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Engaging in any form of licensed or unlicensed aggregation of funds owed to third parties, factoring, or other activities intended to obfuscate the origin of funds
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Drug paraphernalia
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Any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs
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High risk businesses
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Bankruptcy lawyers; computer technical support; psychic services; travel reservation services and clubs; airlines; cruises; timeshares; prepaid phone cards, phone services, and cell phones; telemarketing, telecommunications equipment and telephone sales; drop shipping; forwarding brokers; negative response marketing; credit card and identity theft protection; the use of credit to pay for lending services; any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies
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Multi-level marketing
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Pyramid schemes, network marketing, and referral marketing programs
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Pseudo pharmaceuticals
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Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body
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Social media activity
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Sale of Twitter followers, Facebook likes, YouTube views, and other forms of social media activity
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Substances designed to mimic illegal drugs
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Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom)
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Video game or virtual world credits
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Sale of in-game currency unless the merchant is the operator of the virtual world
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Use of DreamHire in a manner inconsistent with its intended use or as expressly prohibited in the Terms of Service
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Use of DreamHire principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information); processing where there is no bona fide good or service sold, or donation accepted; card testing; evasion of card network chargeback monitoring programs; sharing cardholder information with another merchant for payment cross-sell product or service
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