Senior Business Analyst

ZestFinance is a technology startup that uses machine learning and large-scale data analysis to transform credit availability for millions of Americans. Over the past 5 years, ZestFinance has built a big data underwriting technology that more accurately predicts likelihood of repayment. ZestFinance uses this technology to make loans to customer that banks typically overlook. ZestFinance also licenses its technology to other companies, including JD.com in China.

The Business Analyst – FP&A will be responsible for a wide range of activities, providing financial analysis and business reporting to support decision making by the Executive Management team and other departments throughout the organization. As a member of the analysis team you will work across the organization and participate in a wide variety of projects, including the planning and forecasting processes, business as well as the analysis and reporting of financial and business performance. This opportunity has tremendous upside and will grow with the growth of the company. The successful candidate will be results driven and highly analytical/detailed, have strong business acumen, be both conceptual and data-driven, demonstrate the ability to work independently while being a strong team player and skilled in integrated thinking, planning, and collaborating across the organization and with vendors.

* Analyze current and past trends in key performance indicators including revenue, expenses and capital expenditures * Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance * Manage the continued development of budgeting and financial forecasting * Implement and work with a business intelligence tool and dashboard reports * Improve performance by evaluating processes to drive efficiencies, margin improvement and profitability * Develop financial models and analyses to support strategic initiatives * Analyze complex financial information and reports to provide accurate and timely financial recommendations to management for decision making purposes * Supporting senior management team and departments heads with in-depth analysis * Prepare presentations to Board of Directors and senior management team

* Bachelors Degree in an analytical/quantitative field (Economics, CS, Accounting, Engineering, Finance, Math) * 2-4 years of experience in complex, data-driven problem solving * 2-4 years of experience in tactical problem solving. * Top 1% quantitative skills * Strong interpersonal, leadership, and communication skills * Ability to work in a fast-paced, collaborative environment