Lender III

TotalBank is a leading integrated retail-commercial bank in South Florida with more than $2.7 billion in assets and 19 convenient locations throughout Miami-Dade County.

Candidate will be primarily involved in developing and managing a sound commercial loan portfolio. The Lender III will be assigned the responsibility of managing a loan/deposit portfolio based on experience and qualifications.

* Solicit new customer relationships through referrals, research and/or requests from new and existing customer base. * Provide an independent and objective assessment associated with revolving lines of credit, trade financing, asset-based facilities, owner-occupied loans, including income producing properties and make recommendations ensuring that all required documentation is obtained to submit complete loan packages. * Generate new loan/deposit volume within assigned goals established. * Promote and cross-sell other bank products and attain established quarterly goals related to Commercial Objectives and Key Performance Indicators (KPI’s). * Participate in activities for generating new business. * Daily management of a loan and deposit portfolio, collection and booking loans. * Perform site visits to new and existing businesses. * Handle customer complaints and problems and counsel customers with special needs or requests. * Make decisions on overdrafts/uncollected items on customer accounts * Sign appropriate forms and items (debit/credit tickets, wire transfers, cashiers checks, etc) * Provide and maintain a professional and business- like atmosphere within the Corporate Lending Department. * May perform other duties and responsibilities as needed and requested by Bank Management.

* Bachelor’s degree, preferably in Business Administration, Economics, Finance or commensurate banking experience. * Strong banking background with 5-10 years in Asset Based Lending/Commercial/Income Producing real estate market interaction experience. * Formal credit training program preferred. * Good knowledge of Asset Based Lending/Commercial/Income Producing real estate preferably in assigned market; financial statement analysis and credit structuring. * Strong verbal and written communications skills. * Strong interpersonal, organizational, sales and analytical skills. * PC proficient in Microsoft Office applications including WORD and Excel. * Adherence to TotalBank’s attendance and punctuality policies. * May require bilingual skills (English/Spanish) for certain markets. * Valid drivers’ license and automobile insurance.