Lender III

Totalbank

(Miami, Florida)

Full Time

Job Posting Details

About Totalbank

TotalBank is a leading integrated retail-commercial bank in South Florida with more than $2.7 billion in assets and 19 convenient locations throughout Miami-Dade County.

Summary

Candidate will be primarily involved in developing and managing a sound commercial loan portfolio. The Lender III will be assigned the responsibility of managing a loan/deposit portfolio based on experience and qualifications.

Responsibilities

* Solicit new customer relationships through referrals, research and/or requests from new and existing customer base.
* Provide an independent and objective assessment associated with revolving lines of credit, trade financing, asset-based facilities, owner-occupied loans, including income producing properties and make recommendations ensuring that all required documentation is obtained to submit complete loan packages.
* Generate new loan/deposit volume within assigned goals established.
* Promote and cross-sell other bank products and attain established quarterly goals related to Commercial Objectives and Key Performance Indicators (KPI’s). 
* Participate in activities for generating new business.
* Daily management of a loan and deposit portfolio, collection and booking loans.
* Perform site visits to new and existing businesses.
* Handle customer complaints and problems and counsel customers with special needs or requests.
* Make decisions on overdrafts/uncollected items on customer accounts
* Sign appropriate forms and items (debit/credit tickets, wire transfers, cashiers checks, etc)
* Provide and maintain a professional and business- like atmosphere within the Corporate Lending Department.
* May perform other duties and responsibilities as needed and requested by Bank Management.

Solicit new customer relationships through referrals, research and/or requests from new and existing customer base.
Provide an independent and objective assessment associated with revolving lines of credit, trade financing, asset-based facilities, owner-occupied loans, including income producing properties and make recommendations ensuring that all required documentation is obtained to submit complete loan packages.
Generate new loan/deposit volume within assigned goals established.
Promote and cross-sell other bank products and attain established quarterly goals related to Commercial Objectives and Key Performance Indicators (KPI’s).
Participate in activities for generating new business.
Daily management of a loan and deposit portfolio, collection and booking loans.
Perform site visits to new and existing businesses.
Handle customer complaints and problems and counsel customers with special needs or requests.
Make decisions on overdrafts/uncollected items on customer accounts
Sign appropriate forms and items (debit/credit tickets, wire transfers, cashiers checks, etc)
Provide and maintain a professional and business- like atmosphere within the Corporate Lending Department.
May perform other duties and responsibilities as needed and requested by Bank Management.

Ideal Candidate

Bachelor’s degree, preferably in Business Administration, Economics, Finance or commensurate banking experience.
Strong banking background with 5-10 years in Asset Based Lending/Commercial/Income Producing real estate market interaction experience.
Formal credit training program preferred.
Good knowledge of Asset Based Lending/Commercial/Income Producing real estate preferably in assigned market; financial statement analysis and credit structuring.
Strong verbal and written communications skills.
Strong interpersonal, organizational, sales and analytical skills.
PC proficient in Microsoft Office applications including WORD and Excel.
Adherence to TotalBank’s attendance and punctuality policies.
May require bilingual skills (English/Spanish) for certain markets.
Valid drivers’ license and automobile insurance.