Business Banking Lender III

Totalbank

(Miami, Florida)
Full Time
Job Posting Details
About Totalbank
TotalBank is a leading integrated retail-commercial bank in South Florida with more than $2.7 billion in assets and 19 convenient locations throughout Miami-Dade County.
Summary
The Business Banking Lender III position will have the responsibility of managing a loan/deposit portfolio based on experience and qualification. Will provide lending support to assigned banking center(s) to ensure joint production goals established for the unit are met. Will also be responsible for loan portfolio management and insuring that all required efficiency thresholds are met.
Responsibilities
* Ability to identify potential loan requests and make proper recommendations in relation to requests. * Participate in activities for generating new business. * Insure that individual as well as team growth objectives are met. * Assist with the daily management of a loan and deposit portfolio, collection and booking loans. * Handle customer complaints and problems and counsel customers with special needs or requests. * Promote and cross-sell other bank products. * Make decisions on overdrafts/uncollected items on customer accounts * Sign appropriate forms and items (debit/credit tickets, wire transfers, cashier’s checks, etc) * Provide and maintain a professional and business-like atmosphere within the banking center. * May perform other duties and responsibilities as needed and requested by Bank management.
Ideal Candidate
* Bachelor’s degree, preferably in Business Administration, Economics, Finance or commensurate banking experience (minimum of 5 years.) * At least seven years of commercial lending experience as a Lender. * Formal credit training program preferred. * Proven ability to develop business and expand existing customer relationships. * Must meet and exceed established sales/production goals * Strong verbal and written communications skills. * Strong interpersonal, organizational, sales and analytical skills. * PC proficient in Microsoft Office applications including WORD and Excel. * Adherence to TotalBank’s attendance and punctuality policies. * May require bilingual skills (English/Spanish) for certain markets. * Flexibility to work in any location within the TotalBank system and according to the banking center schedule. * Valid drivers’ license and automobile insurance.

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