Corporate Banking Credit Specialist I

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com.

TD Bank provides a range of capital market products and services to corporate, government and institutional clients. The firm works primarily with clients based in the Unites States, including many with multi-national operations. The corporate banking function at TD Bank is integral to the various products and services offered to customers including credit facilities, derivative products, cash management services, and various others.

* The successful candidate will be required to: * be responsible for credit analysis of large corporate clients in the US. Specific sectors covered are investor owned electric and gas utilities, municipal power companies and wholesale commodity distributors. * support origination by analyzing new transactions and maintaining existing portfolio * generate detailed cash flow and debt capacity models that help establish suitable capital structures, financial covenants, and sensitivity to key variables * research and analyze clients' financial situations, industry and market data * make recommendations related to internal borrower risk ratings and maximum exposure levels * participate in formal presentations to syndicate lenders * perform valuation analysis to assess collateral coverage * review deal structures and legal documentation * interact with clients and risk management

* Candidate must be a highly motivated individual with proven leadership skills. Candidate must also demonstrate excellent verbal and written communications skills, as well as strong business/analytical skills with 3-5 years of relevant experience. Successful candidate will have the ability to identify and communicate credit risk issues, concepts, and mitigations/solutions effectively and demonstrate sound knowledge of financial statement analysis, credit risk analysis and spreadsheet/financial modelling. Working knowledge of credit products, including derivatives is preferred, not required. The selected incumbent will demonstrate the ability to prioritize multiple tasks and manage deadlines, as well as work well with peers and members of other product groups/business units in deal team circumstances.