Fraud Investigator

MUFG Union Bank, N.A., is a full-service bank with offices across the United States. We provide a wide spectrum of corporate, commercial, retail banking, and wealth management solutions to meet the needs of customers. The bank also offers an extensive portfolio of value-added solutions for customers, including access to investment banking, personal and corporate trust, capital markets, global custody, transaction banking, and other services.

Reporting to an Investigations Manager of the Loss Prevention and Investigations (LPI), the Investigator will complete investigative cases to ensure that potentially suspicious transactions are appropriately identified within specified timeframes and that decisions to file or not to file Suspicious Activity Reports (SARs) are adequately supported. This is a non-supervisory position, distinguished from the higher level investigators by the complexity of cases, number of concurrent cases, experience and general level of supervision by an Investigations Manager.

* 60% Conducts both internal and external investigations resulting from suspicious activity or crimes against the Bank. Recommend policy and procedural enhancements to identify and prevent further risks to the Bank. Apply investigative techniques, interview, interrogate, validate factual information, and prepare clear and concise reports of fraud/loss events. * 20% Compile information; prepare suspicious activity reports (SAR) within reasonable timeframes, and in accordance with LPI policy and procedures, requiring only minor corrections from supervisory reviews. Knowledge of criminal and commercial laws and procedures, Uniform Commercial Codes, Penal Codes and State and Federal Regulations. Identify control weaknesses and make recommendations to minimize losses. * 10% Provide reporting and/or information to other business partners Coordinate investigations with financial institutions and law enforcement personnel. * 10%Assist in the development and training of less experienced team members. * Knowledge of Criminal and Commercial laws and procedures, Uniform Commercial codes, penal codes and Bank regulations and standards. Knowledge of basic techniques in interviewing and interrogating. Excellent oral and written communication skills. Excellent interpersonal skills Ability to identify various white-collar crime, general fraud and money laundering schemes. Related professional certifications such as a CFE highly desirable

Typically requires a Bachelor's Degree in Criminal Justice, Business or related experience, with 5+ years of investigative or related experience with specific emphasis on AML, BSA and fraud prevention at a financial institution, regulatory agency or law enforcement agency. Knowledge of Criminal and Commercial laws and procedures, Uniform Commercial codes, penal codes and Bank regulations and standards. Knowledge of basic techniques in interviewing and interrogating.Excellent oral and written communication skills. Excellent interpersonal skills Ability to identify various white-collar crime, general fraud and money laundering schemes. Related professional certifications such as CAM or CFE highly desirable.Familiarity in using in-house software and Core monitoring systems.Experience either in the preparation of or actual use of SARs for law enforcement purposes. We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.; The above statements are intended to describe the general nature and level of work being performed.; They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified.