Financial Analyst

loanDepot is America's lender offering home purchase and refinance loans, personal loans and home equity products nationwide. Headquartered in Southern California, the company operates Direct, Retail and Wholesale business channels nationwide.

The Financial Analyst will be a key member of the loanDepot MSR team whose primary tasks involve the support of mortgage servicing rights valuations, risk management and reporting, co-issue best execution analysis, servicing performance analytics, prepayment and risk modeling, and asset return analysis.

Essential Job Functions

• Support daily and monthly valuation of mortgage servicing rights
• Support MSR hedging with risk analytics/reports
• Support co-issue best execution pricing/volume analysis
• Support DCF analysis of total asset return, including NPV, IRR, and financial statement impact
• Utilize third-party models including Compass Analytics, ADCO Prepayment Model, and CoreLogic RiskModel in valuation and analysis activities
• Conduct data querying, manipulation, transformation and analysis of large datasets
• Conduct reporting/surveillance of servicing portfolio performance

Principal Challenges

• Critical thinking and problem solving skills, ability to analyze and interpret data, financial analysis skills
• Good communication skills, ability to work both independently and collaboratively, demonstrate initiative
• Strong organizational skills, ability to execute on complex projects with autonomy and close attention to detail
• Adaptability to changes and shifts in priorities
• Multitasking skills, ability to manage competing deadlines

Education/Experience

• Bachelor’s degree required, preferably in a quantitative discipline (finance, engineering, science, or mathematics)
• Experience in finance or finance-related field required, mortgages and fixed income preferred

Job Knowledge

• Complex financial analysis and valuations
• Data querying, manipulation, and analysis
• Excel, SQL, and VBA required
• SAS, R, and Python preferred

Candidates willing to relocate will be considered.