Manager of Data Scientist

Funding Circle

(San Francisco, California)
Full Time
Job Posting Details
About Funding Circle
Funding Circle is the world’s leading marketplace exclusively focused on small businesses — more than $2bn has been lent to 15,000 businesses in the UK, USA, Germany, Spain and the Netherlands. Today, businesses can borrow directly from a wide range of investors, including more than 47,000 people, the UK Government, local councils, a university and a number of financial organizations.
Summary
Reporting directly to the US CRO, the Manager, Data Scientist will be responsible for building best in class underwriting/marketing decision models to drive credit & marketing performance of the Funding Circle portfolio. The ideal candidate has a wealth of credit risk modeling & analytics experience in the financial services space and a quantitative background.
Responsibilities
* Develop Underwriting & Marketing models to drive Credit performance of Funding Circle portfolio. This involves synthesis of information across Commercial & Consumer data sources and combining in a seamless manner * Responsible for tracking model performance & data quality checks * Deliver on ad hoc analysis to: * Explore new data sources that help to improve risk discrimination * Identify segments of population where model performance can be improved e.g. segments with high Underwriter overrides * Lead in the development of enhanced models and explore new modeling techniques * Perform peer review of models
Ideal Candidate
**Our ideal teammate has:** * 5+ years of Credit Underwriting & Market Modelling experience in the Financial Services space * Strong knowledge of drivers of Credit behavior and demonstrated experience in leveraging those drivers to build effective models * Quantitative background: MS in Statistics/Econometrics or Engineering with MBA * Solid working knowledge of SAS/SQL Identification with our Mission, “To build a better financial world” * Alignment with our Core Values: Think Smart, Make It Happen, Be Open, Stand Together, Live The Adventure * Bonus points for: * PhD * Experience with Small Business Credit * Knowledge of R
Compensation and Working Conditions
Reports to US CRO, the Manager

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