Manager of Data Scientist

Funding Circle is the world’s leading marketplace exclusively focused on small businesses — more than $2bn has been lent to 15,000 businesses in the UK, USA, Germany, Spain and the Netherlands. Today, businesses can borrow directly from a wide range of investors, including more than 47,000 people, the UK Government, local councils, a university and a number of financial organizations.

Reporting directly to the US CRO, the Manager, Data Scientist will be responsible for building best in class underwriting/marketing decision models to drive credit & marketing performance of the Funding Circle portfolio. The ideal candidate has a wealth of credit risk modeling & analytics experience in the financial services space and a quantitative background.

• Develop Underwriting & Marketing models to drive Credit performance of Funding Circle portfolio. This involves synthesis of information across Commercial & Consumer data sources and combining in a seamless manner
• Responsible for tracking model performance & data quality checks
• Deliver on ad hoc analysis to:
  • Explore new data sources that help to improve risk discrimination
  • Identify segments of population where model performance can be improved e.g. segments with high Underwriter overrides
• Lead in the development of enhanced models and explore new modeling techniques
• Perform peer review of models

Our ideal teammate has:

• 5+ years of Credit Underwriting & Market Modelling experience in the Financial Services space
• Strong knowledge of drivers of Credit behavior and demonstrated experience in leveraging those drivers to build effective models
• Quantitative background: MS in Statistics/Econometrics or Engineering with MBA
• Solid working knowledge of SAS/SQL Identification with our Mission, “To build a better financial world”

• Alignment with our Core Values: Think Smart, Make It Happen, Be Open, Stand Together, Live The Adventure

• Bonus points for:

• PhD

• Experience with Small Business Credit
• Knowledge of R