Associate Decision Scientist

Funding Circle is the world’s leading marketplace exclusively focused on small businesses — more than $2bn has been lent to 15,000 businesses in the UK, USA, Germany, Spain and the Netherlands. Today, businesses can borrow directly from a wide range of investors, including more than 47,000 people, the UK Government, local councils, a university and a number of financial organizations.

The Associate Decision Scientist is responsible for building best in class Underwriting & Marketing Models to drive Credit & Marketing performance of the FC portfolio. The right candidate has 1-2 years of experience in Credit Risk & Marketing Modelling in the Financial Services space and a quantitative background. The Associate Decision Scientist will work closely with Lead Decision Scientist and will have high visibility to US and Global CRO.

• Develop Underwriting & Marketing models to drive Credit performance of Funding Circle portfolio. This involves synthesis of information across Commercial & Consumer data sources and combining in a seamless manner
• Deliver on ad hoc analysis to:
• explore new data sources that help to improve risk discrimination
• identify segments of population where model performance can be improved e.g. segments with high Underwriter overrides
• Contribute to the development of enhanced models and explore new modeling techniques

• 1-2 years of Credit Risk & Market Modelling experience in the Financial Services space
• Good knowledge of drivers of credit behavior and experience in leveraging that knowledge to build effective models
• Strong statistical knowledge especially in logistic regression & machine learning
• Quantitative background: MS or Undergraduate in Statistics or Econometrics
• Good knowledge of SAS / SQL
• Identification with our Mission, “To build a better financial world”
• Alignment with our Core Values: Think Smart, Make It Happen, Be Open, Stand Together, Live The Adventure

Bonus Points for:

• Experience with Small Business Credit
• Knowledge of R