Associate Decision Scientist

Funding Circle is the world’s leading marketplace exclusively focused on small businesses — more than $2bn has been lent to 15,000 businesses in the UK, USA, Germany, Spain and the Netherlands. Today, businesses can borrow directly from a wide range of investors, including more than 47,000 people, the UK Government, local councils, a university and a number of financial organizations.

The Associate Decision Scientist is responsible for building best in class Underwriting & Marketing Models to drive Credit & Marketing performance of the FC portfolio. The right candidate has 1-2 years of experience in Credit Risk & Marketing Modelling in the Financial Services space and a quantitative background. The Associate Decision Scientist will work closely with Lead Decision Scientist and will have high visibility to US and Global CRO.

* Develop Underwriting & Marketing models to drive Credit performance of Funding Circle portfolio. This involves synthesis of information across Commercial & Consumer data sources and combining in a seamless manner * Deliver on ad hoc analysis to: * explore new data sources that help to improve risk discrimination * identify segments of population where model performance can be improved e.g. segments with high Underwriter overrides * Contribute to the development of enhanced models and explore new modeling techniques

* 1-2 years of Credit Risk & Market Modelling experience in the Financial Services space * Good knowledge of drivers of credit behavior and experience in leveraging that knowledge to build effective models * Strong statistical knowledge especially in logistic regression & machine learning * Quantitative background: MS or Undergraduate in Statistics or Econometrics * Good knowledge of SAS / SQL * Identification with our Mission, “To build a better financial world” * Alignment with our Core Values: Think Smart, Make It Happen, Be Open, Stand Together, Live The Adventure **Bonus Points for:** * Experience with Small Business Credit * Knowledge of R