Underwriting Analyst

CommonBond is building the leading values-driven, customer-centric financial services company and is looking for people who want to help our company grow. Our mission starts by tackling the broken student lending market and changing the way people think about student loans. We accomplish this with lower interest rates for our borrowers, a state-of-the art technology platform, and high-touch customer service.

We are looking for the next member to join our operations team as an Underwriting Analyst to ensure that our loans meet risk targets and program guidelines. This role is on the frontlines of how CommonBond delivers a different, and better financial services experience. The Underwriting Analyst will play a role in shaping our credit review processes and will execute the analysis and review actions required to make our credit decisions. Excelling in this role will open doors for rapid growth within the operations team and throughout the company. If changing finance alongside an inspiring team of leaders excites you, then this is the role and the company for you. In terms of your background, you may be a recent college graduate or you may have spent one to two years in the job market after graduating. You are meticulous and well organized, and you get along well with numbers. You are conscientious about doing what you say you will do and are committed to doing your part to help us all meet our collective goals. We all rely heavily on each other, and to be successful we will all trust that you will deliver, just as you will trust your teammates here.

* Work with risk, product, and operations teams to ensure that our credit approval processes and tools are set up to deliver on our business goals * Execute the application approval process, including review and verification of applicant provided data and other data aggregated as part of the application process (e.g., credit bureau data) * Ensure our originations processes are operating properly, from borrower communications to the timely delivery of required disclosures to accurate decisioning * Collect, aggregate, and draw insights from information gathered during the application process and turn these insights into action plans with the risk, operations, and product teams

* Analytical – you love analyzing data and are extremely detail oriented * Strong computer skills (MS Office, basic internet skills, while being savvy enough to pick up new systems) * Team player – you want to be relied upon and you understand how others make your goals achievable * Sense of urgency – you want to “go, move, make things happen, and shake things up!” * Nimble – able to handle changing tasks and priorities and adapt quickly. It’s ok if you’d consider yourself a “routine” person, but you’re also able to adapt quickly * Supreme ability to organize yourself and your tasks, and to manage your time * Bachelor’s degree and an objectively strong academic record (if you have a great GPA, or great test scores – let us know)